Law of conservation of Karma

Sharanagati or Surrender to God's will has an inherent danger in it. It may make us non-proactive in our spiritual practices and mental makeup. If one takes sharanagati too far, they will turn inactive, or reactive and prove counter productive.
Some define surrender to god as 'Accept whatever happens as prasada / boon of God' . While this is true that whatever happens , is indeed prasada / boon of God, but, there is a method to the fruits that are served to us. It is not arbitrary. One cannot indulge in harming others and say , this too is in the grand plan of Universe. Then surely, the result of such harmful / hateful acts will visit that person either in this life or some other life. The fruits of Karma are like a postal despatch we made to our own address. It will be delivered. May be the government postal department fail in some cases, but the system of karma never fails. One cannot hide behind sharanagati.
Then what is sharanagati / Surrender ?
There will come a moment in one's life when one's energy is not sufficient to tackle a problem. Then the ego recognises its limitation. Then it seeks others' help. This is an acknowledgement that i is incapable and i needs help. In worldly matters, this help is in the form of a business transaction. We pay in cash or kind in return for help and the 'i' returns to its thought pattern of 'i' is master. In case of spiritual help, the giver, who is either God / Universe / Guru has no expectation from you. What can you give back in return to such an entity.
Only be in deep gratitude.
Accepting that there is a higher nobler force that runs universal karmic cycle, and that force out of its compassion will liberate us is called as sharanagati. Then surely the person who has sought refuge in highest entity will be given refuge and will be liberated out of compassion and Grace of that higher force.
According to sanskrit language the word that describes that is 'Narayana'.
Narayana means 'one who gives refuge to beings in universe' .
May Narayana bless us all.

Hari OM